Wells Fargo CEO John Stumpf

One analyst questioned the bank’s capital ratios required under new international banking standards and how they compare to rivals.

The analyst compared Wells — Colorado’s largest bank — to other regional and super-regional banks while CEO John Stumpf spoke of how the bank compares with the nation’s other three banks with more than $1 trillion in assets.

Here’s a quick, edited interchange that occurred on the call, based on the transcript posted by Seeking Alpha.

One analyst questioned the bank’s capital ratios required under new international banking standards and how they compare to rivals.

The analyst compared Wells — Colorado’s largest bank — to other regional and super-regional banks while CEO John Stumpf spoke of how the bank compares with the nation’s other three banks with more than $1 trillion in assets.

Here’s a quick, edited interchange that occurred on the call, based on the transcript posted by Seeking Alpha.

Rest assured, analysts aren’t asking Jamie Dimon, the CEO of JPMorgan Chase JPMorgan Chase Latest from The Business Journals Bank of America mortgage hit may top billionU.S. mortgage rates hold steadyHilton Boston slumps despite industry rebound Follow this company — parent of Chase bank — how his bank’s ratios measure up to the regionals despite operating a coast-to-coast branch network.

Of course, the New York bank is very different from Wells, given its money-center roots and huge book of derivatives, to name just two differences.

Some thought Wells might gain a higher profile with those toiling away on Wall Street once the stagecoach pulled into Wachovia’s branches on the streets of Manhattan.

Anyway, Wells Fargo’s leadership might be just fine being viewed as a big regional bank, especially as international banking regulators consider higher capital requirements for the world’s biggest banks based on how their size and scope of operations determines their importance to the global financial system.

And in testimony to the Financial Crisis Inquiry Commission last September, Stumpf seemed to relish poking a little fun with those on Wall Street.

“We’re so much of a Main Street company,” Stumpf said. “I always say that I’ve spent more time in Wall, S.D., than I have on Wall Street.”

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