“He cooks, cleans – and lets his wife climb the corporate ladder.” This perfect husband stars in a recent cover story in Bloomberg Businessweek, echoing one published in Fortune almost 10 years ago: Many women who are chief executives depend on a husband willing to take on a job that wives have traditionally performed: chief domestic officer. Unless someone else manages the home, it’s hard to compete successfully with other managers at the office.

Role reversal generally helps reveal the importance of other people’s roles. As both stories clearly document, gender norms are loosening up, though in 2010, husbands were the sole earner in about 20 percent of all marriages, wives in about 9 percent, according to a recent report from the Bureau of Labor Statistics.

Homemaker fathers seem to enjoy a little more cultural respect than they did 10 years ago, even if women remain the “default” parent. The Bloomberg Businessweek cover pictured a handsome, casually dressed young man (standing inside a giant pink baby bottle), while the Fortune cover pictured an older man dressed in a distinctly dowdy apron. Most homemake

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Do you have a question about consumer credit? You may find an immediate answer by using the search engine. If you can’t find what you’re looking for, please fill out the form, being as specific as possible.

Please note: The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future column.

Can a Chapter 7 bankruptcy get deleted earlier than the 10 years if your lawyer had you agree to pay off some of the debt owed to the creditors and you also reaffirmed some of the secured debt owed in the chapter 7 case?

Neither repaying a portion of the debt nor reaffirming some debts will cause the bankruptcy filing to be deleted earlier. However, that doesn’t mean there is no benefit to doing so.

There are two elements to bankruptcy in a credit report. The first is the public record court filing. Once filed, the bankruptcy record will appear for 10 years in the case of Chapter 7 bankruptcy or for seven years in the case of a Chapter 13 filing.

The second element is the accounts themselves. E

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It was just before Christmas. Everything was panic. It seemed as if the entire nation had squeezed into Hawkins Bazaar (RIP) in search of last-minute stocking-fillers.

But Britains banks, the lucky sods, were quiet as mice. For good reason: 2011s most bombastic bounty was already in hand. A merry Christmas sorted, and nothing, absolutely nothing, asked for in return.

A mind-boggling €500billion lay dazzling at the feet of our monoliths European neighbours even before Santa had mounted his sleigh – and plenty of that present will filter through to the City and our banks.

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Whatever caused you to get pushed into bankruptcy does not mean that you cannot have emergencies or cash flow problems after your bankruptcy is discharged. You, just as anybody else, can experience financially rough times – bankruptcy cannot change that. You may feel that no one would want to extend a loan to a person who has recently discharged a bankruptcy. Well, you can get a personal bankruptcy loan for an infusion of cash to smooth out financial wrinkles you may encounter.

Bankruptcy Can Change Lives

In America, on average a million bankruptcies are declared yearly. Many factors are behind these bankruptcies, including the economic downturn and the financial crises that have caused many citizens to become unemployed. Folks may have had a financial investment go sour. Or perhaps they experienced an illness or injury that prevented them from working. Having discharged a bankruptcy recently, you have many fellow consumers in similar circumstances. Just like them, you could encounter financial difficulties. Consider taking a personal bankruptcy loan. Read more…

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With the U.S. unemployment rate at over 9%, commodity prices rising and an increasing number of homes underwater and facing foreclosure, it should come as no surprise that many Americans are unable to pay their medical bills. According to an article on www.forbes.com by Ilana Greene, about 20% of consumers filing personal bankruptcy in 2011 cited medical debt as the primary cause of their financial distress. According to CredAbility, a national non-profit credit counseling company, this number is up about 13% from the previous two years.

The high unemployment rate means more than just not having the ready cash to pay the doctor and dentist. It also means that those who have lost their jobs have also lost their healthcare coverage.Medical debts are, more often than many other bills, quickly referred to collection agencies since amounts are often very high and it is cost-prohibitive for hospitals and clinics to chase down delinquent clients themselves. Consumers with large amounts of medical debt often get in over their heads when using a credit card to pay for complex medical exams and procedures.

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